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First Charter Bank : ウィキペディア英語版
First Charter Bank
First Charter Bank (NASDAQ: FCTR), a subsidiary of First Charter Corporation,〔(【引用サイトリンク】title=First Charter Bank -Company Profile on LinkedIn )〕 was a bank headquartered in Charlotte, North Carolina, USA. From its 1888 founding as Concord National Bank until its 2001 move to Charlotte, the bank was headquartered in Concord, North Carolina. The bank became part of Fifth Third Bank in 2008.
==History==
Textile companies in Concord, North Carolina such as Cannon Mills needed a bank, and while they had the money to start it, they needed someone to run it. Daniel Branson Coltrane, a Confederate veteran who served with J.E.B. Stuart in the Civil War, returned to North Carolina in 1888, and Concord National Bank opened in July as North Carolina's first national bank.
In 1925, Concord National Bank moved to the newly built Concord Hotel, a six-story Beaux Arts Classical Revival building with arch windows, "faced with ashlar limestone ornamented with classical motifs",〔(【引用サイトリンク】title=Concord Historic Walking Tour )〕 designed by William Lee Stoddart.
Bob Bratton became Chief Financial Officer of Concord National Bank in 1977, serving in that position until 2005. He played a major role in the bank's evolution as it changed its name to First Charter Bank and acquired Bank of Union, Carolina State Bank, Home Federal Savings, Carolina First BancShares, ten insurance agencies and Southeastern Employee Benefit Services.
In 1984, Concord National Bank merged with Citizens National Bank, founded in 1905 and also in Concord. The name change to First Charter, since Concord National was the state's first chartered bank, took place at that time.〔
On December 1, 1998, First Charter broke ground on a $35 million operations center in the UNC-Charlotte area, intended for as many as 800 employees. The headquarters, however, remained in Concord.〔Amber Veverka, "First Charter to Move Office Center Near UNCC," ''The Charlotte Observer'', December 1, 1998.〕

After buying Home Federal Savings in Charlotte, First Charter renamed that bank's seven-story building but later moved its branch across the street to the Johnston Building. The Home Savings building closed but later reopened with new owners.〔Doug Smith, "Uptown Bank Building to Open Afresh," ''The Charlotte Observer'', December 8, 2000.〕

In a deal valued at $260 million, on November 8, 1999, First Charter Corporation agreed to buy Carolina First BancShares of Lincolnton, North Carolina, owner of Lincoln Bank of North Carolina, Cabarrus Bank of North Carolina and Community Bank and Trust, with assets of $774 million and 31 offices.
First Charter began moving to its new $40 million University Research Park headquarters in February 2001.〔Doug Smith, "First Charter Lets in Light at Its New Headquarters," ''The Charlotte Observer'', February 6, 2001.〕
In January 2006, First Charter opened three branches, its first in the North Carolina's Triangle, in former SouthTrust locations closed after that bank's purchase by Wachovia. Also, First Charter planned 24 ATMs in Food Lion grocery stores. By 2010, First Charter hoped to have 10 Triangle branches.
On August 16, 2007, Fifth Third Bank announced its purchase of First Charter.
First Charter had deposits of $3.2 billion and assets of $4.8 billion, with 60 branches, four insurance offices and 137 automated-teller machines in North Carolina and Georgia, as well as loan offices in Asheville, N.C., and Reston, Va. The $1.1 billion deal gave Fifth Third a major presence in the Southeastern United States, adding to its Georgia branches and giving it an entry into the Charlotte market and the Carolinas. The deal closed in June 2008.〔

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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